
UKKO.fi on suomalainen laskutuspalvelu, jonka kautta yksityishenkilö voi laskuttaa ilman omaa yritystä. UKKO.fi toteuttaa kevytyrittäjyyden ideologiaa.
I would like to share my experience with UKKO.fi. The service is advertised as a simple 5% fee on invoices, but in reality, the actual cost is much higher. In addition to the 5% fee, there is another mandatory insurance of 3%, plus VAT applied to both the fee and the insurance. As a result, a significant portion of the client’s payment—around 10%—is effectively used to cover UKKO’s fees and related expenses. This lack of transparency can be misleading for new users who expect a straightforward and predictable cost. Clearer communication about the total costs and mandatory insurances would be greatly appreciated. As we are approaching the end of the fiscal year, I will continue using UKKO for the next two months. However, I will certainly switch to a company that is more transparent and does not create any surprises when calculating the actual amount being deducted from my account.
Changing conditions when you're already a customer can put an entrepreneur in a difficult situation, especially when it's just a little second income. It was a good experience to get to know that special conditions for special situations are possible.
UKKO team is very supportive and we proud of being Ukko's client and partnering the invoicing services for our sub-contractors as well.